SME Insurance can provide the following optional cover:

Employment Practise Liability

Did you know that companies of all sizes are at risk of employment practices related claims from past, present or future employees? An EPL claim (defence costs and/or payout) could possibly destroy a small or medium sized company.

Employment Practices Liability Insurance provides financial protection for the company, employers and fellow employees against employee claims such as discrimination, workplace and sexual harassment, wrongful termination of employment and various other workplace torts/employment related claims. Take the necessary step to protect the future of your business by purchasing Employment Practices Liability Insurance.

To discuss this further please contact us at: 0818 272 172

Directors and Officers Liability

Directors and Officers within a company can be held personally responsible for the company’s actions. With D and O cover, the director’s personal assets will not be affected by these claims. Directors and Officers Liability Insurance provides financial protection for the Directors and Officers of a company in the event that they are sued for any wrongdoing/wrongful acts in their capacity as director or officer of the company, such as errors in judgement, breach of duty, negligence, defamation and other such breaches.

To discuss this further please contact us at: 0818 272 172

Group Personal Accident

Companies are constantly at risk from their employees becoming injured and unable to work due to accidents. The business itself can also suffer if the injured employee is a significant member of the workforce. Reduce the financial loss of your employee(s) becoming injured and out of work with Group Personal Accident Insurance. This is also an attractive benefit for employees and their dependents. It covers accidental death, disablement, broken bones, loss of limbs and various other ailments.

To discuss this further please contact us at: 0818 272 172

Group Travel

Do you have employees that are required to travel for work purposes, either abroad or in Ireland? If so, are you aware that there are numerous risks associated with commercial/business travelling such as flight disruption/cancellation, lost luggage/passport, medical expenses/treatment, accidental death etc. That's why it is vital that you purchase Group Travel Insurance for your business.

An added benefit of this cover is that full personal use applies to Directors and their families.

To discuss this further please contact us at: 0818 272 172

Pollution Risks cover

EU Environmental Liability Directive (Directive 2004/35/EC) has established the principle of “polluter pays” in respect of any pollution damage. In Ireland this principle is enforced by the EPA. Your business may not be sufficiently covered to provide for this risk under a standard insurance policy.

To discuss this further please contact us at: 0818 272 172

Affinity Schemes

Campion Insurance Group can provide insurance schemes for trade associations, franchise organisations and professional bodies.

To discuss this further please contact us at: 0818 272 172