kobe shoespaul smith walletchanel sunglasses 2011prada handbagspandora beadsherve leger bandageralph lauren outletED Hardy Clothingdesigner handbags cheaptory burch handbags
 
Sunday, May 20, 2012

Everyone can view the SME Insurance Ask about insurance forum, but you must rergister with SMEInsurance.ie to ask a question or contribute to the forum.

Registration is easy. Just follow the registration link above. We ask you for a valid email address to notify you when a response is made to your question.

You can ask a question or start a thread at any time. Our forum is moderated so it might take a short while for your question or response to appear. This is to ensure the relevance or appropriateness of the imput we receive from members. You can unsubscribe from the forum at any time.

The SMEInsurance.ie Ask About Insurance forum is an on-line resource provided by The Campion Group as a service to the public. Whilst we take every care to ensure the accuracy of the information posted, the opinions expressed are not necessarily those of the Campion Group or any of its employees and any advice posted is to be regarded as being of a general nature and should never be used as a substitute for the professional advice offered under our Terms of Business. Remember you can contact us at: 0818-272172 or email us at:info@smeinsurance.ie if you need more specific advice.

 
SMEInsurance.ie - The Ask About Insurance Forum for Regsitered SMEInsurance members
 
  Ask About Insurance  Discuss Insuran...  Personal Insura...  Flood damage
Previous Previous
 
Next Next
New Post 27/04/2010 10:13
Resolved
  wicklowway
3 posts
10th Level Poster


Flood damage 
Modified By moderator1 on 27/04/2010 10:18:53)

If I make a claim for flood damage, will the insurance company renew my policy?
 
New Post 27/04/2010 10:29
  moderator1
5 posts
9th Level Poster


Re: Flood damage 

Most insurers will normally renew but with a very high flood damage excess (i.e. the first amount of any claim that you make). In some circumstances, where steps have been taken to minimise the possibility of another flood occurring, they may agree to renew at normal policy terms. It is well worthwhile discussing your options with your insurance adviser, in advance of renewal.
 
New Post 27/04/2010 10:32
  wicklowway
3 posts
10th Level Poster


Re: Flood damage 

Thats all very well but what's the situation if i am thinking of buying a house in an area with a previous history of flooding?
 
New Post 27/04/2010 10:40
Accepted Answer 
  moderator1
5 posts
9th Level Poster


Re: Flood damage 

This will vary considerably depending on the circumstances. Some areas which have received remedial work after a flood (i.e. Drumcondra in Dublin) should be OK, but if you are looking at a property in an area with a history of severe flooding such as parts of Ballinasloe, may present severe problems.

Remember insurance is all about protecting you against something which may only happen, not something which is almost inevitable. additionally if you can't get flood property on a property you almost certainly won't be able to get a mortgage on it either.

Therefore check with your insurer or broker before you commit to purchasing any property in a flood prone area.
 
 Page 1 of 1
Previous Previous
 
Next Next
  Ask About Insurance  Discuss Insuran...  Personal Insura...  Flood damage
 

Campion Insurance is a registered business name of Campion Insurances
Campion Insurances Ltd is regulated by the Financial Regulator
Copyright 2009 - Campion Group